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Midas Landlords

Midas Landlords is a gross rated product available to all Midas agents transacting via CDL.

It is a Sum Insured rated product which cater for Buildings or Combined (it will not cover Contents in isolation)

Cover Limits:
  • Minimum Building Sum Insured: 75,000
  • Maximum Building Sum Insured: 2 million
  • Minimum Contents Sum Insured 5,000
  • Maximum Contents Sum Insured 50,000
  • Property Owners Liability - 2m as standard – option to increase to 5m
  • Loss of Rent/AA 20% of BSI – option to increase
  • White goods, curtains and carpets (auto included under Buildings section) 5k
  • Malicious Damage caused by Tenants cover available if AD is selected
Midas Landlords caters for the following tenant types:
  • Professionals
  • Retired
  • Students
  • Benefits assisted
All tenancy agreements must be a minimum of 6 months shorthold tenancy agreement, direct between landlord and tenant.
  • Policy Excess 200
  • EOW Excess 500
  • Subsidence Excess 1,000

CURRENT POLICY WORDING:

 

Midas Underwriting Midas Underwriting